Business Loans & Lines

American Community Bank & Trust offers a range of business loan solutions to help you achieve your goals today and down the road.

Loan Type




Lines of Credit
  • Short-term borrowing needs
  • Accounts receivable
  • Inventory
One year
  • Low monthly interest-only payments
  • Immediate access to funds
Term Loans Financing equipment,
vehicles, facility enhancements,
or a business expansion
Up to 5 years Equal monthly principal and investment payments
Standby Letters of Credit Guaranty payment to beneficiary One year Interest accrues only if drawn upon
Stop by one of our locations today to learn more. Your American Community Bank & Trust Business Banker is ready to help.

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