SBA Loans

sba_loans

If you’re considering a Small Business Administration (SBA) loan, let us help you cut through the red tape and arrange your loan quickly and easily. An American Community Bank & Trust SBA loan can help you do many things, like purchase machinery and equipment, acquire inventory, refinance existing debt, or purchase a building. We offer several SBA and other government-guaranteed loans that can offer the flexible financing solution you need. 

Loan Type

Application

Term

Loan Amount

Features

SBA 504Long-term fixed-asset financing
  • Real estate and buildings
  • Capital equipment
  • Expanding your business
10–20 yearsUp to 90% of total project costFlexibility for your business 
SBA 7(a)Term loans
  • Real estate
  • Acquisitions
  • Construction
  • Working capital
  • Inventory
  • Equipment
  • Debt refinance
7–25 years$35,000–$5 millionStart up, acquire, or expand your business
SBA ExpressStreamlined process for lines of credit or term debt
  • Working capital
  • Equipment
  • Inventory
1–10 yearsUp to $350,000

Fast turnaround
and streamlined process

Cap LinesLine of credit
  • Working capital
  • Inventory
1–10 years$350,000–$5 millionIdeal for seasonal needs
USDACommercial financing of rural businesses
  • Business acquisition/ expansion
  • Construction/ remodeling
  • Working capital
  • Inventory
  • Equipment
  • Debt refinance
  • Commercial lease projects
  • Real estate and buildings
7–30 yearsUp to $25 millionPromotes rural development 


Stop by one of our locations today and speak with an American Community Bank & Trust Business Banker to learn more.

Login to Online Banking