Our bankers care about the people and communities we serve.
We have the ambition and passion to make a difference as we actively engage, working hand in hand with more than 30 non-profit organizations where we serve as officers and volunteers on boards and committees. The thousands of hours and valuable talents we share are given in a spirit that enriches our communities and our quality of life. We give where we live.

Organizations Our Bankers Are Involved in:
Big Brothers Big Sister McHenry County
Chicago Coalition of the Homeless
Crystal Lake Chamber of Commerce
District 200 Education Foundation
Family Health Partnership Clinic
Gavers Community Cancer Foundation
Heartland Housing Alliance
Huntley Area Chamber of Commerce
Illinois Bankers Association
Independence Health & Therapy
Leadership Greater McHenry County (LGMC)
Friends of McHenry County College
Options & Advocacy
Pioneer Center for Human Services
Rotary Club of Crystal Lake Dawnbreakers
Rotary Club of McHenry
Susan G. Komen Foundation – Chicago
United Way of Greater McHenry County
Veteran's Salute
Veteran's Path to Hope
Woodstock Economic Development Commission
Woodstock Noon Rotary
State of Illinois Community Reinvestment Notice
Under the Illinois Community Reinvestment Act (ILCRA), the Secretary of the Department of Financial and Professional Regulation (Secretary) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The Secretary also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
At least 30 days before the beginning of each quarter, the Secretary publishes a list of the banks that are scheduled for ILCRA examination in that quarter. This list is available from the Secretary at 320 West Washing Street, 3rd Floor Springfield, IL 62786 and 555 West Monroe Street, Suite 500 Chicago, IL 60661. You may send written comments about our performance in helping to meet community credit needs to Jocelyn Harding, CRA Officer, P.O. Box 1720, Woodstock, IL 60098. You may also submit comments electronically through the Department's Web site at https://idfpr.illinois.gov/admin/cra.html. Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public.
You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary.
We are an affiliate of American Community Financial, Inc., a bank holding company. You may request from the Federal Reserve Bank, of Chicago, 230 S. LaSalle Street, Chicago, Illinois 60604, an announcement of applications covered by the ILCRA filed by bank holding companies.