Our full range of loan solutions are delivered by experienced and responsive commercial bankers.
Creative, Flexible, Lending Solutions
Your business will find a true partner in ACBT. As an independent commercial bank, we build relationships with privately-owned businesses, investors, and families. Don’t settle for anything less than a commercial loan provider with local expertise in the Chicago and Northern Illinois area. We are responsive, agile, flexible, and attentive–contact us today to apply for a commercial loan. Learn more about our corporate loans and test different options with our commercial loan calculator.
- Working Capital Lines of Credit
- Short- and Long-term Lending Options
- Equipment Financing
- Construction Financing
- Acquisition Financing
- Commercial Real Estate Loans
- SBA 7A Loans
- SBA 504 Loans
Revolving Line of Credit
If your Chicago area small business needs short-term working capital, our revolving line of credit can help you finance accounts receivable, inventory, and other commercial credit and equipment loan needs. Learn more about business lines of credit and our Greater Chicago-based commercial lenders.
Learn MoreTerm Loans
Whether you're financing equipment, vehicles, facility enhancements, or a business expansion, we offer competitive and flexible business lending solutions for all your commercial term loan needs. Learn more about business terms loans and our Chicagoland area-based commercial bank lenders.
Learn MoreConstruction Loans
When it's time to grow your Chicago area business by expanding your existing commercial property or building a new one, we can help with custom financing solutions. Our local lenders have experience helping businesses manage the complex financial challenges these projects present. Learn more about construction loan terms.
Learn MoreCommercial Real Estate Loans
Finance the purchase or construction of an owner-occupied property or investment real estate. Learn more about our SBA and real estate investment loans in Chicagoland.
Learn MoreSmall Business Administration (SBA) Loans
American Community Bank & Trust offers a variety of SBA loans that can be instrumental in helping businesses achieve their goals, such as purchasing a commercial property, using flexible financing packages. Learn more about SBA loans for commercial real estate and other business needs.
Learn MoreOverdraft Protection
Avoid the inconvenience, expense, and possible embarrassment of checking account overdrafts. With overdraft protection, transfers are made automatically from your line of credit to your checking account.
Benefits of Trusting American Community Bank as Your Commercial Lender
- 25 years of experience helping local businesses in the Chicago area.
- Local knowledge that comes with being a community-focused bank.
- Custom rates on secured commercial loans.
- Our commercial lenders can provide commercial loans for small businesses in a variety of industries such as construction, finance, manufacturing, retail, and healthcare.
Where Can I Apply for A Commercial Loan in Northern Illinois?
Since 2000, ACBT has maintained a local presence in Northern Illinois and the Chicago suburbs. Our offices are staffed with friendly and knowledgeable bankers ready to provide commercial lending solutions for your small business. Our Arlington Heights and Oakbrook Terrace offices are convenient to Chicago. We also provide commercial loans to small businesses in Wisconsin and Indiana. You can also find us in Crystal Lake, Huntley, McHenry, and Woodstock. In all of the communities we serve, our commercial loans have helped finance and build commercial properties such as warehouses, offices, apartment buildings, multi-family properties, and more.
How do I get the best commercial loan rate today?
Commercial loan rates are determined by a variety of factors such as LTV, net worth, credit rating, experience in business, etc. Our expert loan officers will work with you to
