Your individual needs determine the savings account features that are best for you.
Compare our savings options below. Need help deciding? Please contact one of our Relationship Bankers to discuss which savings plan is right for you. We will help you open a savings account at American Community Bank & Trust.
Account Features | Savings | CD and IRA CD | Money Market |
|---|---|---|---|
| Opening Balance Requirement |
| $2,000 | $1,000 |
| Maintenance Fee |
| Penalty for early withdrawal |
|
| Mailed Statement Fee |
| N/A |
|
| Benefits | Interest paid on all balances | Fixed interest rates for the term | Liquidity and convenience |
| Features |
| CD terms: 60 days to 5 years IRA CD: 12 / 15 / 18 / 24 / 30 / 36 / 48 or 60 months |
|
Compare savings accounts in Northeast Illinois
Learn more about our FDIC-insured savings options:
Savings Account
Our basic savings account is suitable for a wide range of needs. We offer a smaller opening balance requirement for full-time college students and minor children. With an average daily balance of at least $250, you can avoid the quarterly maintenance fee. All balances earn interest.
CDs and IRA CDs
When you’d like to earn a higher rate of return on your savings, or start a retirement savings account, consider a Certificate of Deposit (CD) or IRA CD. There is a $2,000 opening balance requirement. Choose from CD terms of 60 days-5 years and IRA CD terms of 12-60 months. You’ll earn a fixed interest rate throughout the term.
Money Market
Enjoy liquidity and convenience with your savings account, while earning a competitive interest rate on your balance. A $1,000 balance is required to open a Money Market, and to avoid the monthly maintenance fee.
Open a Savings Account!
Serving the greater Chicagoland area, American Community Bank & Trust is a privately owned, commercial-focused niche bank in Northeast Illinois. Our customers are our top priority–you can count on us to be responsive to all your banking needs. To learn more about our savings options or to open a new savings account, contact us today!
LOCATIONS
ARLINGTON HEIGHTS
847-354-6220
CRYSTAL LAKE
815-479-8600
HUNTLEY
847-669-0777
MCHENRY
815-385-5556
WOODSTOCK
815-338-2300
OAKBROOK TERRACE
630-242-6138