Each of our checking accounts comes with an American Community Bank & Trust debit card so you may easily make purchases in-person or online. Funds are debited directly from your account.
If you prefer to carry cash, your debit card can be used at any one of our ATMs.
uChoose Rewards®
If you are a current debit card holder, start earning free rewards by enrolling in uChoose Rewards.
- Earn 1 point for every $2 spent via signature transaction, or online, at a uChoose retailer
- Redeem points online for gift cards, merchandise, events, and experiences
- Points are valid for 2 years
Read the uChoose Rewards FAQ
Digital Wallet
Make purchases without having to carry cash or physical cards by adding your American Community Bank & Trust debit card to the digital wallet app on your mobile device.
Safer Spending With Card Management
ACBT Card Management helps you manage your debit card usage and your spending. You can instantly lock cards if they go missing, and unlock them when they are found, set transaction and budgeting limits, stay notified of real-time purchases, and establish parental controls. Play it safe with your debit card. Learn more!
LOST OR STOLEN CARD
To report a lost or stolen card, or if you believe there has been unauthorized activity on your account, please call Card Services at 800-472-3272.