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All of our bank locations will close on Tuesday, December 24th at noon and reopen on Thursday, December 26. Have a safe and happy holiday!

Zelle

Mobilize Your Money With Zelle

Whether it is saving you a trip to the ATM or taking the guesswork out of divvying up the lunch tab, Zelle is a fast, safe, and easy way to send and request money. Funds are sent directly to the recipient’s account in a matter of minutes1, and all you need is the recipient’s email address or U.S. mobile phone number.

SEND 

  • Send money fast in just a few steps.

REQUEST 

  • Settle up with roommates, friends and more, regardless of where they bank2.

SPLIT

  • Easily divide the check for dinner, coffee and more.
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American Community bank and trust logo next to Zelle logo

Zelle is a convenient way to send money using your mobile banking app or online banking account. 

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Frequently Asked Questions

What is Zelle?

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank2.

Who Can I Send Money to With Zelle?

You can send money to friends, family and others you trust2.

Since money is sent directly from your bank account to another person’s bank account within minutes1, it is important to send money only to people you trust, and always ensure you have used the correct email address or U.S. mobile number.

How Do I Use Zelle?

You can send, request or receive money with Zelle. To get started, log in to your online banking or mobile app and select “Send Money with Zelle®.” Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, accept the terms and conditions, and you are ready to start sending and receiving with Zelle.

To send money using Zelle, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you would like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes1.

To request money using Zelle, choose “Request,” select the individual(s) from whom you would like to request money, enter the amount you would like to request, include an optional note, review, and hit “Request”3.

To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.

See More FAQs

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