Banking for Retail Businesses
The greater Chicago Area is known for its vibrant shopping districts and varied retail landscape. With both large, Chicago-based chains and small, family-owned stores, our retail businesses come in all sizes and specialties.
Because there is so much diversity in our local retail establishments, it’s important to find a banking partner that will work with your business to become familiar with your individual needs, finding suitable and adaptable solutions. At American Community Bank & Trust, we can match you with the right banking products to help you accept and process payments quickly and easily, make payments to both vendors and employees, provide affordable retail business loans, and track their day-to-day financial obligations.
We’re different from a “big” bank.
- Our number one priority is a long-term relationship with you. We still meet face-to-face and we enjoy getting to know you.
- In banking, timing is everything. We are highly responsive and access to decision makers is a top priority.
- We offer creative solutions and guide you through decisions as if your business was our own.
- We offer personalized service in a timely and urgent manner. We still have real people answering our phones during business hours!
Learn more about our commercial products:
- Merchant Card Processing with point-of-sale systems to easily accept in-person and online credit card, debit card, and electronic payments
- Commercial Loans: Lines of Credit, Commercial Real Estate Loans, and Term Loans
- Commercial Deposit Accounts with Online and Mobile Banking to manage your day-to-day finances
- Business Credit Cards with no fee for additional employee cards
- Treasury Management Services: Remote deposit and ACH transactions, lockbox, and positive pay for extra security
About the Illinois Retail Industry
The Chicago area has long been a hub of national and regional commerce, with individuals traveling from near and far to take advantage of all our area has to offer. In our corner of Chicago, we have the best of both worlds—large retail establishments and small, locally-owned businesses. From specialty grocers serving up regional delicacies to family-run shops, our retail businesses in Huntley, McHenry, Crystal Lake, and throughout Northwest Chicago are the backbone of our community’s economics.
At American Community Bank & Trust, we will go the extra mile to help your business thrive. We can not only provide you with the tools you need to manage your business financials, but also help you find the right flexible financing to fund your large and ongoing expenses and allow your business to expand, adapt, and thrive today and for years to come.
